Why is it important to be Pre-Qualified?
Before even starting to look for a new home, an important initial step is to get Pre-qualified with a trusted lender
This will help enormously in different ways:
To assure that you are looking for the right price range of your new home
To be assured that you will get the loan
To present the Pre-qualified letter altogether with you offer to the seller – this will make your proposal stronger and more susceptible to be accepted
To give you more leverage in negotiating your offer with the seller
To assure everybody in the negotiation that you are able and ready to buy
If you do not know lenders, I can recommend different trusted lenders, from big banks, medium banks to private lenders.
One of them will for sure be the best choice for you